Terms of Service

By using SANKOF, you agree to these terms:

  • Purpose – SANKOF provides affordable, culturally relevant online courses, certifications, and community tools for Nigerian entrepreneurs and SMEs.
  • Eligibility – You must be at least 18 years old or have parental/guardian consent to use our services.
  • Account Use – You are responsible for your account login details and all activity under your account.
  • Permitted Use – Content is for personal learning and skill development only. You may not resell, share, or reproduce our materials without written permission.
  • Payments – Paid plans and subscriptions are billed as stated during purchase; fees are non‑refundable except as required by law.
  • Community Guidelines – We expect respectful interactions in forums, mentorship sessions, and events; harmful or unlawful conduct may lead to account suspension.
  • Intellectual Property – All platform content, including text, videos, and graphics, is owned by SANKOF or its partners and protected by law.
  • Service Changes – We may update or suspend services for maintenance, improvements, or legal compliance without prior notice.
  • Liability – We make no guarantees of specific results; SANKOF is not liable for losses arising from platform use beyond what the law requires.
  • Governing Law – These terms follow the laws of the Federal Republic of Nigeria.